ENGLANDEast Midlands

Erewash

Official 2025/26 local authority cost of living intelligence report. Certified benchmarks on private rental rates, energy tariffs, employee earnings, public safety, and financial pressure.

Electricity Distribution Network & TariffsRegional electricity network: National Grid East Midlands.
Composite Financial Index

Local Cost of Living & Financial Pressure Score

Calibrated statutory metric comparing Erewash against all 361 UK local authorities.

Moderate PressureStandardized Band (10–90)
105090
38/ 90
UK Benchmark Median: 53
4-Pillar Weight BreakdownRaw: 38.4 pts
Housing Affordability45% weight
+14.2 pts
Rent-to-Income Load: 20.5%Sub-score: 31.5/100
Domestic Energy Load20% weight
+9.2 pts
Fuel-poverty ratio: 3.4%Sub-score: 46.1/100
Community Safety & Crime20% weight
+6.4 pts
Within-ENGLAND Mid-Rank: P32Sub-score: 32.0/100
Transport & Commute Burden15% weight
+8.6 pts
Commute load ratio: 5.2%Sub-score: 57.4/100

Methodology Disclosure: The score represents a standardized multi-dimensional composite calibrated to bounds [10, 90]. Crime is incorporated via within-nation relative mid-rank percentiles, capturing community safety and social pressure rather than monetary expenditure.

Synthesized Intelligence

Key Local Insights & Strategic Takeaways

Algorithmic evaluation comparing Erewash against statutory UK & regional benchmarks.

4 Verified Indicators
Housing
Competitive Housing

Favourable Housing Affordability Advantage

At just 20.5% of household income (£830/mo), Erewash delivers significant rental affordability—leaving households 2.8 percentage points better off than the national median. This makes the area especially attractive for relocators seeking strong purchasing power.

Benchmarked against ONS Rental & Land Registry BaselinesRental Affordability Assessment
Energy
Favourable Tariff

Competitive Regional Energy Tariff Profile

Standard dual-fuel consumption equates to approximately £1,654/year, supported by moderate regional grid standing charges (50.2p/day). Energy costs represent a stable proportion of monthly overheads compared to higher-penalty UK distribution zones.

Benchmarked against Ofgem Price Cap & Regional TariffsEnergy Exposure & Efficiency Strategy
Safety
Low Crime Band (P32)

High Relative Community Safety Profile

With crime figures sitting at the 32th percentile within england, Erewash ranks among the safer council areas across the home nation. This lower density is a positive signal for family relocators and long-term peace of mind.

Benchmarked against Statutory Police Crime StatisticsCommunity Safety & Insurance Rating
Commute
Rural District (High Private Vehicle Mileage)

Higher Mileage Car-Dependent Transit Profile

Reflecting higher regional vehicle dependence, estimated annual motoring expenditure of £2,550 (~£213/mo) forms a substantial component of essential outgoings. Lack of dense public transit alternatives creates elevated ongoing fuel sensitivity.

Benchmarked against DfT Commute & CMA Fuel BaselinesTransit & Commuter Expense Breakdown

Housing & Private Rental Market

Comparative analysis of local rents against individual pay and illustrative household benchmark.

Average Private Rent (Monthly)£830 / mo
Official Rental Index baseline across all bedroom categories
Individual Median Pay (Monthly Equivalent)£2,843 / mo
Median Full-Time Earnings: £34,112 / yr
Illustrative Household Reference Benchmark (Monthly)£4,050 / mo
Modelled Household Benchmark (1.42× median earnings): £48,601 / yr
Illustrative Household Rent Burden Balanced
20.5%

Share of illustrative household benchmark consumed by average private rent.

Standard 30% Affordability GuidelineWithin guideline
Average House Purchase PriceUKHPI Sold
£236,000

Mix-adjusted average price for residential property transactions (HM Land Registry / Registers of Scotland / LPS).

Price-to-Individual-Earnings:6.9x

Energy & Regulated Utility CostsOfgem Price Cap (Q3 2026)

Standardized annual energy bills and regulated network rates for Erewash

Active Baseline
Standardized Combined Annual Bill
£1,654.00/ year (~£138/month)

Calibrated to medium domestic consumption (2,700 kWh electricity + 11,500 kWh mains gas).

Elec 55%Gas 45%
909/yr745/yr
Domestic Electricity Tariff
Unit Rate
26.89p / kWh
per kWh (inc. VAT)
Daily Standing Charge
50.17p / day
per day (regional cap)
Medium Consumption:2,700 kWh / yr
Annual Variable Cost:£726.03
Annual Standing Cost:£183.25
Ofgem Price Cap default tariff (Direct Debit, Q3 2026).
Domestic Mains Gas Tariff
Gas Unit Rate
5.48p / kWh
per kWh (inc. VAT)
Daily Standing Charge
31.41p / day
per day (regional cap)
Medium Consumption:11,500 kWh / yr
Annual Gas Cost:£744.93
Ofgem Q3 2026 Price Cap (effective 1 July – 30 September 2026). Upcoming Q4 cap effective 1 October.
Distribution Network Operator (DNO) Resolution

Distribution region: B (100% dominant meter share). Contiguous distribution territory.

Local Average Domestic Usage2,411.6 kWh / yr

Public Safety & Recorded CrimeWithin-England Benchmark

Empirical mid-rank percentile ranking calibrated against official police recorded crime

Below Average Crime (26th–50th Percentile)
Within-Nation Crime Percentile Standing
32th percentile (within England)(Empirical mid-rank in England)
1 = Lowest Crime Rate • 100 = Highest Crime Rate
Erewash (32th)
0% (Safest)25%50% (National Median)75%100% (Highest Pressure)

Percentiles are calculated strictly against all lower-tier authorities within England using standard mid-rank empirical cumulative distribution. Crime data accounts for 20% of the overall Local Cost of Living & Financial Pressure Score.

Recorded Crime Rate
71.0 per 1,000
Per 1,000 permanent residents
Total Recorded Offences
8,111 offences
Office for National Statistics & Home Office
Statutory Release Vintage
ONS Recorded Crime (YE March 2026)
Statutory Police Recorded Series

Digital Connectivity

Ofcom Connected Nations fixed infrastructure

Median Download Speed
138.2 Mbps
Ultrafast (100–299 Mbps)
Gigabit Availability95%
Premises able to receive 1 Gbps+
Full Fibre (FTTP) Coverage84%
Direct fiber optic connection
Source: Ofcom Connected Nations dataset. Reflects fixed residential connectivity.

Commute & Transport Load

National Travel Survey commute scenarios

Annual Motoring Commute Cost
£2,550 / yr/ yr (~£213/mo)
Tier: Rural District (High Private Vehicle Mileage)
Clean Air Zone (CAZ) / ULEZ
No Zone Active

No local Clean Air Zone or daily emissions surcharge is currently levied for private vehicles in Erewash.

Source: DfT National Travel Survey benchmark. Models fuel, insurance, and running costs.
Street-Level Granularity

Looking for costs on your exact street in Erewash?

Council-wide averages provide an authoritative baseline, but utility tariffs, council tax bands, and rental prices vary by neighborhood. Enter your postcode for an instant street-level audit.

Council Tax Baseline (Band D Benchmark) Hyperlocal Broadband 100% Free & Anonymous

Explore Adjacent Local Authorities in East Midlands

Geographically contiguous councils and neighbouring districts for comparison.

Official Data Sources & Standards

Read Methodology & Sources

This Local Authority Cost of Living Intelligence report is compiled by Cost Saver UK using statutory public releases under the Open Government Licence v3.0. For complete calculation models, weighting proofs, and regulatory disclosures, inspect our Central Methodology Hub.

Data Classification Taxonomy:
OBSERVED DATA

Directly measured official local statistics (e.g. ONS rent index, Land Registry sales, Police UK recorded crime, Ofcom speed diagnostics).

DERIVED BENCHMARK

Statistically modelled local estimate (e.g. continuous DNO boundary tariff blending, within-nation empirical crime mid-rank percentiles).

REFERENCE BENCHMARK

Statutory national baseline (e.g. 1.42x GDHI household reference income factor, Ofgem 2,700 kWh electricity TDCV standard).

MODELLED SCENARIO

Illustrative consumption model (e.g. Northern Ireland 1,116.5L kerosene dual-fuel scenario, 2-day WFH commute savings).

  • Private Rents: ONS Price Index of Private Rents (PIPR Table 1, 2024/25 series).
  • Energy Tariffs: Ofgem Default Tariff Price Cap (Q3 2026, 1 July – 30 September 2026) with DNO meter-weighted resolution across boundaries. For Northern Ireland, Utility Regulator NI (Power NI Home Energy @ 32.10p/kWh with £0.00 daily standing charge under monthly direct debit terms) and Consumer Council NI Home Heating Oil Survey (3 September 2026, 500L kerosene mean).
  • Employee Pay & Household Income: ONS Annual Survey of Hours and Earnings (ASHE Table 8.7a, resident full-time gross earnings). Household income figures represent an Illustrative Household Reference Benchmark (1.42x factor) calibrated against ONS Gross Disposable Household Income (GDHI) per head, not observed household take-home pay.
  • Public Safety: Police recorded crime statistics (ONS England & Wales YE March 2026, Scottish Government YE June 2026, PSNI Summer 2026) evaluated as within-nation empirical mid-rank percentiles.
Official Statutory Registry Citation: ONS GSS E07000036Open Government Licence v3.0

Data & Sources

We try our best to give you accurate information using official UK sources and trusted data providers. Where complete data isn't available, we may use AI-powered assumptions to help with estimates. Please always verify information with providers and treat this as guidance only, not financial guidance.

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