The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial guidance.
Audit Your Street's Real Cost of Living
Instant breakdown of local council tax bands, regional energy tariffs, median rent strain, and safety baselines.
All episodes
158 episodes · page 1 of 14 · newest first
LatestNHS Medicine Shortages and SSPs: What to Do When Your Pharmacy Runs Out
In this episode of The Cost Saver Podcast, Angela and Asad unpack nhs medicine shortages and ssps using UK data and real numbers — so you can decide what to actually do, not just what to think about. NHS medicine shortages explained: how Serious Shortage Protocols work, what to do when your pharmacy runs out, and how to avoid £100+ private prescription fees. Step-by-step UK patient guide. Tap into the chapters, related tools, and companion article right on this page.
Ep. 15719 min
The Real Lifetime Cost of Owning a Dog in the UK: Why It's Closer to £26,000
In this episode of The Cost Saver Podcast, Angela and Asad unpack the real lifetime cost of owning a dog in the uk using UK data and real numbers — so you can decide what to actually do, not just what to think about. The lifetime cost of dog ownership in the UK averages £26,000 — not the £5–10k most expect. See the full breakdown and calculate your monthly budget free. Tap into the chapters, related tools, and companion article right on this page.
dog ownership costs UKpet insurance UKpuppy costsEp. 15620 min
Leasehold vs Freehold: Uncovering the Hidden 20-Year Cost and Service Charge Traps
In this episode of The Cost Saver Podcast, Angela and Asad unpack leasehold vs freehold using UK data and real numbers — so you can decide what to actually do, not just what to think about. Leasehold vs freehold: discover the hidden service charges, ground rent traps and major works bills that add up to £40,000+ over 20 years. Run our free UK cost comparison now. Tap into the chapters, related tools, and companion article right on this page.
uk-leasehold-vs-freehold-cost-comparisonukcost savingEp. 15520 min
Annuity vs Drawdown in 2026: How Sequence of Returns Risk Quietly Drains Your Pension
In this episode of The Cost Saver Podcast, Angela and Asad unpack annuity vs drawdown in 2026 using UK data and real numbers — so you can decide what to actually do, not just what to think about. Annuity rates hit 6.5–7.2% in 2026. But sequence of returns risk can silently drain a drawdown pot by tens of thousands. Compare both options and your failure rate — free UK tool included. Tap into the chapters, related tools, and companion article right on this page.
annuity vs drawdownsequence of returns riskpension drawdown UKEp. 15415 min
UK Maternity and Paternity Pay 2026/27: SMP Rates, Eligibility and Employer Clawbacks Explained
In this episode of The Cost Saver Podcast, Angela and Asad unpack uk maternity and paternity pay 2026/27 using UK data and real numbers — so you can decide what to actually do, not just what to think about. SMP rate 2026/27 is £194.32/week. Learn why maternity pay drops at week 7, who qualifies, paternity pay rules & employer clawbacks. Use our free calculator. Tap into the chapters, related tools, and companion article right on this page.
Maternity PayPaternity PaySMPEp. 15317 min
Moving Back to the UK: The Hidden Year-One Costs That Catch Returning Expats Off Guard
In this episode of The Cost Saver Podcast, Angela and Asad unpack moving back to the uk using UK data and real numbers — so you can decide what to actually do, not just what to think about. Returning to the UK as an expat? Discover the hidden year-one setup costs—including housing, banking, and tax traps—plus actionable tips to budget and save. Tap into the chapters, related tools, and companion article right on this page.
repatriationmoving back to ukexpat financeEp. 15217 min
NHS Dental Band Charges Explained: The Hidden Rules That Could Save You Hundreds
In this episode of The Cost Saver Podcast, Angela and Asad unpack nhs dental band charges explained using UK data and real numbers — so you can decide what to actually do, not just what to think about. NHS dentistry runs on a confusing three-band charging system that leaves many patients paying twice for the same treatment. Here's how the bands actually work, what the 2-month rule protects you from, and how to spot overcharging before it hits your wallet. Tap into the chapters, related tools, and companion article right on this page.
nhs dentistdental chargesnhs bandsEp. 15116 min
Why Part-Time Workers Keep Losing Holiday Days to Bank Holidays
In this episode of The Cost Saver Podcast, Angela and Asad unpack why part using UK data and real numbers — so you can decide what to actually do, not just what to think about. Discover the 5 most common bank holiday entitlement mistakes costing UK part-time workers paid days off. Learn your rights and how to check your holiday allowance with our free calculator. Tap into the chapters, related tools, and companion article right on this page.
holiday entitlementpart-time workersbank holidaysEp. 15015 min
The Childcare Return-to-Work Trap: Why a £35,000 Salary Can Leave You With Just £3 an Hour
In this episode of The Cost Saver Podcast, Angela and Asad unpack the childcare return using UK data and real numbers — so you can decide what to actually do, not just what to think about. Discover how UK parents earning £35,000 can end up with just £3 an hour after tax and childcare costs. See real calculations and use our childcare return-to-work calculator to find your true net pay. Tap into the chapters, related tools, and companion article right on this page.
Childcare CostsReturn to WorkFamily Finance
Ep. 14913 minUniversal Credit Transitional Protection: Five Managed Migration Traps That Could Cost You Thousands
In this episode of The Cost Saver Podcast, Angela and Asad unpack universal credit transitional protection using UK data and real numbers — so you can decide what to actually do, not just what to think about. Discover the 5 costly traps of Universal Credit Transitional Protection during managed migration and learn how to avoid losing thousands in UK benefits in 2026. Tap into the chapters, related tools, and companion article right on this page.
universal credittransitional protectionmanaged migrationEp. 14816 min
What British Citizenship Really Costs in 2026 (And How to Avoid Losing £1,450)
In this episode of The Cost Saver Podcast, Angela and Asad unpack what british citizenship really costs in 2026 (and how to avoid losing £1,450) using UK data and real numbers — so you can decide what to actually do, not just what to think about. The statutory fee for British citizenship is £1,580, but the real cost often runs to £4,200 once tests, translations and non-refundable failures are counted. Here's what nobody tells you before you apply. Tap into the chapters, related tools, and companion article right on this page.
british citizenshipnaturalisation feeshome office costsEp. 14714 min
Do You Actually Need a TV Licence? The Streaming Rules Explained
In this episode of The Cost Saver Podcast, Angela and Asad unpack do you actually need a tv licence? the streaming rules explained using UK data and real numbers — so you can decide what to actually do, not just what to think about. Confused about whether Netflix, iPlayer or YouTube need a TV Licence? Here's what UK law actually says, six common myths busted, and a free tool to check your own household in minutes. Tap into the chapters, related tools, and companion article right on this page.
tv licencestreaminguk lawEp. 14614 min
8 Hidden Conveyancing Fees That Could Wreck Your Home-Buying Budget
In this episode of The Cost Saver Podcast, Angela and Asad unpack 8 hidden conveyancing fees that could wreck your home using UK data and real numbers — so you can decide what to actually do, not just what to think about. Discover the 8 hidden conveyancing disbursements and legal fees UK home buyers face in 2026. Learn how to budget, avoid surprises, and use our fees calculator. Tap into the chapters, related tools, and companion article right on this page.
HomebuyersConveyancingLegal Fees
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