The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial guidance.
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155 episodes · page 1 of 13 · newest first
LatestMoving Back to the UK: The Hidden Year-One Costs That Catch Returning Expats Off Guard
In this episode of The Cost Saver Podcast, Angela and Asad unpack moving back to the uk using UK data and real numbers — so you can decide what to actually do, not just what to think about. Returning to the UK as an expat? Discover the hidden year-one setup costs—including housing, banking, and tax traps—plus actionable tips to budget and save. Tap into the chapters, related tools, and companion article right on this page.
Ep. 15417 min
NHS Dental Band Charges Explained: The Hidden Rules That Could Save You Hundreds
In this episode of The Cost Saver Podcast, Angela and Asad unpack nhs dental band charges explained using UK data and real numbers — so you can decide what to actually do, not just what to think about. NHS dentistry runs on a confusing three-band charging system that leaves many patients paying twice for the same treatment. Here's how the bands actually work, what the 2-month rule protects you from, and how to spot overcharging before it hits your wallet. Tap into the chapters, related tools, and companion article right on this page.
nhs dentistdental chargesnhs bandsEp. 15316 min
Why Part-Time Workers Keep Losing Holiday Days to Bank Holidays
In this episode of The Cost Saver Podcast, Angela and Asad unpack why part using UK data and real numbers — so you can decide what to actually do, not just what to think about. Discover the 5 most common bank holiday entitlement mistakes costing UK part-time workers paid days off. Learn your rights and how to check your holiday allowance with our free calculator. Tap into the chapters, related tools, and companion article right on this page.
holiday entitlementpart-time workersbank holidaysEp. 15215 min
The Childcare Return-to-Work Trap: Why a £35,000 Salary Can Leave You With Just £3 an Hour
In this episode of The Cost Saver Podcast, Angela and Asad unpack the childcare return using UK data and real numbers — so you can decide what to actually do, not just what to think about. Discover how UK parents earning £35,000 can end up with just £3 an hour after tax and childcare costs. See real calculations and use our childcare return-to-work calculator to find your true net pay. Tap into the chapters, related tools, and companion article right on this page.
Childcare CostsReturn to WorkFamily Finance
Ep. 15113 minUniversal Credit Transitional Protection: Five Managed Migration Traps That Could Cost You Thousands
In this episode of The Cost Saver Podcast, Angela and Asad unpack universal credit transitional protection using UK data and real numbers — so you can decide what to actually do, not just what to think about. Discover the 5 costly traps of Universal Credit Transitional Protection during managed migration and learn how to avoid losing thousands in UK benefits in 2026. Tap into the chapters, related tools, and companion article right on this page.
universal credittransitional protectionmanaged migrationEp. 15016 min
What British Citizenship Really Costs in 2026 (And How to Avoid Losing £1,450)
In this episode of The Cost Saver Podcast, Angela and Asad unpack what british citizenship really costs in 2026 (and how to avoid losing £1,450) using UK data and real numbers — so you can decide what to actually do, not just what to think about. The statutory fee for British citizenship is £1,580, but the real cost often runs to £4,200 once tests, translations and non-refundable failures are counted. Here's what nobody tells you before you apply. Tap into the chapters, related tools, and companion article right on this page.
british citizenshipnaturalisation feeshome office costsEp. 14914 min
Do You Actually Need a TV Licence? The Streaming Rules Explained
In this episode of The Cost Saver Podcast, Angela and Asad unpack do you actually need a tv licence? the streaming rules explained using UK data and real numbers — so you can decide what to actually do, not just what to think about. Confused about whether Netflix, iPlayer or YouTube need a TV Licence? Here's what UK law actually says, six common myths busted, and a free tool to check your own household in minutes. Tap into the chapters, related tools, and companion article right on this page.
tv licencestreaminguk lawEp. 14814 min
8 Hidden Conveyancing Fees That Could Wreck Your Home-Buying Budget
In this episode of The Cost Saver Podcast, Angela and Asad unpack 8 hidden conveyancing fees that could wreck your home using UK data and real numbers — so you can decide what to actually do, not just what to think about. Discover the 8 hidden conveyancing disbursements and legal fees UK home buyers face in 2026. Learn how to budget, avoid surprises, and use our fees calculator. Tap into the chapters, related tools, and companion article right on this page.
HomebuyersConveyancingLegal FeesEp. 14715 min
Right to Buy Clawback: How Selling Too Soon Could Cost You Thousands
In this episode of The Cost Saver Podcast, Angela and Asad unpack right to buy clawback using UK data and real numbers — so you can decide what to actually do, not just what to think about. Learn how the Right to Buy 5-year clawback works, what you could owe if selling your council home early, and how to calculate your repayment using our break-even tool. Tap into the chapters, related tools, and companion article right on this page.
CouncilandhousingEp. 14613 min
Shared Ownership Staircasing: Why Buying in 10% Slices Can Drain Your Savings
In this episode of The Cost Saver Podcast, Angela and Asad unpack shared ownership staircasing using UK data and real numbers — so you can decide what to actually do, not just what to think about. Buying your home back in small 10% chunks feels safe and manageable, but each staircasing transaction carries fixed fees that add up fast. Here's how those slices can quietly cost you thousands more than one bigger move. Tap into the chapters, related tools, and companion article right on this page.
Shared ownershipStaircasingHomeownershipEp. 14516 min
What a £50,000 Lifetime Mortgage Really Costs After 15 Years of Compound Interest
This episode unpacks the true cost of a £50,000 lifetime mortgage over 15 years, revealing how compound interest can make the debt grow to over £127,000. Learn about its impact on inheritance, the role of the no negative equity guarantee, and practical strategies to manage debt growth and make informed decisions.
lifetime mortgagescompound interestequity release costsEp. 14417 min
Deposit Disputes and Fair Wear and Tear: What Adjudicators Actually Look For
This episode demystifies tenancy deposit disputes, explaining how deposit protection schemes work, the landlord's burden of proof, and the concept of fair wear and tear. Learn what evidence adjudicators look for and how to effectively dispute unfair deductions to protect your deposit.
tenancy depositsdeposit disputesfair wear and tearEp. 14315 min
Opting Out of Your Workplace Pension: What It Really Costs You
Explore the hidden costs of opting out of your workplace pension, revealing how it sacrifices employer contributions, tax relief, and compound growth. Learn the true financial impact and discover practical steps if you've opted out or are considering it.
workplace pensionauto-enrolmentopting out
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