Terms of Service

1. Introduction

2. What Cost Saver Is

• Cost Saver provides tools and information to help users explore and understand costs.
• Cost Saver does not provide financial, legal, or professional advice.
• Cost Saver does not act as a broker, agent, or switching service.
• Any information, outputs, or results are provided for general information and guidance only.
• You remain fully responsible for any decisions you make.

3. No Guarantees or Advice

• Results produced by tools are estimates only.
• They are based on assumptions, user inputs, and available data.
• We do not guarantee accuracy, completeness, or suitability for your situation.
• You should always verify information with relevant providers before making decisions.
• Nothing on Cost Saver constitutes financial advice, investment advice, or a recommendation.

4. How Data Is Handled

• Some tools require you to enter information to produce results.
• This information is processed in your browser or during the active session.
• We do not store your tool input data as part of normal usage.
• For details, see our Privacy Policy.

5. Accounts

• Most tools can be used without creating an account.
• If account features are introduced or required for some features in the future, this will be clearly explained.
• You are responsible for maintaining the security of any account you create.

6. Pricing and Payments

• Some parts of the Service may be free.
• Some features or tools may require payment now or in the future.
• Any paid features will be clearly identified before you are charged.
• We reserve the right to change pricing or introduce new paid features at any time.

7. Affiliate Links and Third-Party Services

• Some links on Cost Saver may be affiliate links.
• This means we may earn a commission if you choose to use those links, at no extra cost to you.
• We do not control third-party websites or services and are not responsible for them.
• Any dealings you have with third parties are between you and them.

8. Acceptable Use

You agree not to:

• Use the Service for unlawful purposes
• Attempt to break, damage, or interfere with the Service
• Scrape, copy, or abuse the Service at scale
• Circumvent any security or access controls

We may suspend or block access if we believe these Terms are being violated.

9. Intellectual Property

• The Cost Saver website, branding, design, and content are owned by or licensed to us.
• You may not copy, modify, distribute, or resell any part of the Service without permission.
• You retain ownership of any data you enter into tools.

10. Availability and Changes

• We do not guarantee that the Service will always be available or uninterrupted.
• We may change, suspend, or discontinue any part of the Service at any time.
• We may update these Terms from time to time. Continued use means you accept the new terms.

11. Limitation of Liability

To the maximum extent permitted by law:

• The Service is provided "as is" and "as available".
• We are not liable for any losses or damages arising from use of the Service, including:
  • Financial loss
  • Loss of data
  • Business or personal decisions made based on outputs
  • Indirect or consequential damages

Nothing in these Terms excludes liability that cannot be excluded under UK law (such as for fraud or death/injury caused by negligence).

12. Termination

We may suspend or terminate your access to the Service at any time if:

• You breach these Terms
• We believe the Service is being misused
• We discontinue the Service

13. Governing Law

• These Terms are governed by the laws of England and Wales.
• Any disputes shall be subject to the jurisdiction of the courts of England and Wales.

14. Contact

If you have questions about these Terms:

Use the site contact form.