The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial guidance.
Video: Pexels
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All episodes
94 episodes · page 2 of 8 · newest first
Ep. 8115 min
NHS vs Private Therapy UK: The True Financial Cost of 12-Month Waits
This episode unpacks the true costs of NHS vs. private therapy in the UK, revealing hidden fees and waiting time impacts. Learn to make informed decisions by calculating the full financial and personal cost of each option.
nhs therapyprivate therapytherapy costsEp. 8016 min
Warm Home Discount Scheme UK: Don't Miss Your £150 Electricity Rebate
This episode explores common mistakes and hidden costs associated with UK support scheme eligibility checkers. Learn why a single "no" isn't the final answer and how a 7-step audit can help you uncover thousands in unclaimed benefits and financial support.
uk support schemeseligibility checkersunclaimed benefitsEp. 798 min
UK Emergency Fund Runway: Are You 1 Paycheck From Household Debt?
In this episode of The Cost Saver Podcast, Angela and Asad unpack uk emergency fund runway using UK data and real numbers — so you can decide what to actually do, not just what to think about. A practical UK guide to working out how long your savings would really last if income stopped. Common mistakes, hidden costs, and smarter ways to build a stronger runway. Tap into the chapters, related tools, and companion article right on this page.
emergency-fundsavingspersonal-finance
Ep. 7816 minUK Cladding & EWS1 Costs: Avoid Mortgage Gridlock & Flat Devaluations
This episode unpacks the UK cladding crisis and EWS1 costs in 2026, explaining how leaseholders can protect their mortgages. Learn about remediation funding, qualifying leaseholder status, and essential steps to navigate the complex landscape of building safety and mortgageability.
cladding crisisews1 formsmortgage protectionEp. 7717 min
UK Rental Crime Risks: Don't Sign Without Checking Police Burdens
This episode explores how UK renters can use public crime data to find safer, more affordable neighbourhoods. Learn to identify hidden costs, avoid common pitfalls, and leverage data-driven insights to secure a better rental property.
uk rental marketcrime data analysisneighbourhood safetyEp. 7617 min
UK Estate Agent Fees Explained: Avoid Hidden Commission & VAT
This episode unpacks UK estate agent fees, comparing high street, online, and hybrid models. Learn how to understand fee structures, negotiate effectively, and avoid hidden costs to save thousands when selling your home.
estate agent feesuk property saleshigh street agentsEp. 7516 min
UK Vehicle Tax & MOT in 2026: The Costly Mistakes Drivers Keep Making
Learn about the significant UK vehicle tax and MOT changes coming in 2026, including new EV road tax, digital reminders, and ANPR camera enforcement. Discover common mistakes drivers make and how to use the free GOV.UK checker to avoid costly fines and insurance issues.
vehicle taxmotelectric vehicles
Ep. 7418 minUniversal Credit Extra Hours: Avoid the 55% HMRC Taper Trap
This episode explains the hidden costs and complexities of working extra hours on Universal Credit. Learn how the 55% taper, benefit cliffs, and other factors can reduce your take-home pay, and discover strategies to make extra work truly pay off.
universal creditextra hours55% taperEp. 7315 min
Premium Bonds vs UK Savings: Are You Losing Money to Inflation?
This episode compares Premium Bonds with other UK savings options, revealing common mistakes, hidden costs, and how to calculate your true after-tax returns. Learn why the advertised prize rate is misleading and discover better choices for your money.
premium bondssavings accountscash isasEp. 7218 min
Gym vs Home Workout: Uncovering the True Cost Over 5 Years
This episode compares the true 5-year costs of gym memberships versus home workouts, revealing hidden expenses like travel and fees. Learn how to calculate your actual fitness spending and choose the most cost-effective option based on your lifestyle and adherence.
gym vs home workoutcost comparison5-year costEp. 7116 min
Avoiding Common Pitfalls When Using the NI Gap State Pension Top-Up ROI Calculator
This episode unpacks common pitfalls when using the NI Gap State Pension Top-Up ROI Calculator. Learn how factors like tax, benefits, and your actual NI record can drastically alter your expected returns, and discover crucial steps to ensure your top-up investment pays off.
ni gap top-upstate pension roinational insurance recordEp. 7014 min
UK School Run Costs: Stop Wasting £800/Year on Solo School Trips
This episode uncovers the hidden costs of the school run in the UK, far beyond just fuel, and explains how to use HMRC's mileage rate to create a fair expense-sharing framework. Learn to avoid family disputes by transparently calculating and splitting these often-overlooked costs.
school run costsexpense sharingfamily disputes
Recommended Cost Saver Partner
Sponsored Partner AlertNeed a custom solution? Find top-rated developers on Fiverr and get 10% off your first order!
We may earn a commission on purchases at no extra cost to you. While we only partner with trusted platforms through reputable affiliate networks, all services and accounts are managed directly by the provider, who will handle any customer care or account needs.