The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial guidance.
Video: Pexels
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All episodes
104 episodes · page 1 of 9 · newest first
LatestThe UK 60% Tax Trap: How to Keep More of Your Salary Between £100k and £125k
This episode explains the UK's 60% tax trap for earners between £100k and £125k. Learn how the personal allowance taper works and practical strategies like pension contributions and salary sacrifice to keep more of your salary.
Ep. 10317 min
The Real Living Wage Gap in the UK 2025/26: What You're Missing Each Year
This episode explains the critical difference between the UK's National Living Wage and Real Living Wage. Learn how to accurately calculate your personal wage gap, considering taxes, benefits, and hidden costs, and discover practical strategies for workers and employers to address it.
national living wagereal living wagewage gapEp. 10217 min
How to Appeal a UK Parking Fine Without Losing Your Discount
Learn how to appeal UK parking fines effectively without losing your early payment discount. This episode breaks down the differences between council and private tickets, essential evidence, common appeal grounds, and provides a step-by-step guide to navigate the process and save money.
uk parking finesparking ticket appealcouncil pcnEp. 10117 min
UK Family Activity Budget Planner: Days Out and Club Costs Without the Bill Shock
This episode reveals how UK families unknowingly overspend on days out and kids' clubs by £1,200-£2,800 annually. Learn practical strategies to identify hidden costs, leverage advance booking, pack smart, and utilize free resources to save hundreds without sacrificing family fun.
family activitiesbudgetingdays out
Ep. 10015 minUK Train Delay Repay Guide: Claim More with DR15 and DR30 Compensation
Learn how to claim UK train delay compensation, including the difference between DR15 and DR30 schemes. Discover common mistakes to avoid, how to claim for small delays, and what to do if your claim is rejected, potentially recovering hundreds of pounds annually.
uk train delaysdelay repay schemedr15 compensationEp. 9918 min
Northern Ireland vs Ireland Income Tax 2025/26: What It Really Means for Your Take-Home Pay
This episode compares 2025/26 income tax systems in Northern Ireland and the Republic of Ireland, revealing how differences in personal allowances, tax credits, and additional charges like USC and PRSI significantly impact take-home pay. Learn why a higher gross salary in one region might result in less disposable income due to tax structures and cost of living.
income tax comparisonnorthern ireland taxrepublic of ireland taxEp. 9815 min
Help-to-Buy Equity Loan: Hidden RPI Fees, Mistakes and Smarter Options for UK Homeowners
This episode unpacks the UK Help-to-Buy Equity Loan, revealing how hidden RPI fees and inflation can silently cost homeowners thousands. Learn about common mistakes, smarter repayment options, and practical steps to manage or repay your loan effectively.
help-to-buy equity loanrpi feesinflation impactEp. 9715 min
Beat UK Traffic: Hidden Commute Patterns That Save Hours
This episode reveals hidden UK traffic patterns that can save commuters 60% of time lost to congestion. Learn how small shifts in departure times, understanding peak waves, and identifying bottlenecks can save hours and hundreds of pounds annually.
traffic congestioncommute patternsuk trafficEp. 9618 min
Moving Abroad from the UK: Tax and Residency Traps to Avoid in 2025/26
This episode unpacks the tax and residency traps for UK citizens moving abroad in 2025/26. Learn about the Statutory Residence Test, new non-dom rules, and how to avoid costly mistakes with assets, pensions, and property when emigrating from the UK.
moving abroaduk taxresidencyEp. 9516 min
Is Your DB Pension CETV Really Worth It? UK Mistakes and Hidden Costs
This episode explores the complexities of UK Defined Benefit (DB) pension Cash Equivalent Transfer Values (CETVs), revealing why online calculators often mislead. Learn about the hidden costs, risks, and common mistakes people make when considering a transfer, and discover practical steps for making an informed decision about your retirement security.
db pensionscetv transferspension risks
Ep. 9416 minCarpool Savings Calculator UK: The Hidden Pitfalls That Could Cost You More Than You Save
This episode uncovers the hidden financial pitfalls of carpooling in the UK, often overlooked by simple calculators. Learn how to accurately calculate your true savings by accounting for real-world fuel consumption, wear and tear, depreciation, and crucial insurance and tax implications, ensuring your carpool is genuinely cost-effective and sustainable.
carpoolinguk motoring costsfuel efficiencyEp. 9315 min
Water Leak Detector: Spot Leaks From Meter Reads and Avoid Hidden Costs
This episode reveals how sneaky water leaks can lead to significant hidden costs beyond just a high water bill. Learn why traditional meter checks often fail and discover practical, tiered strategies to detect leaks early and prevent expensive damage and insurance premium hikes.
water leakshidden costsmeter readsEp. 9215 min
Rent vs Buy in the UK: Break-Even Truths, Hidden Costs & Smarter Choices
This episode unpacks the "rent vs buy" dilemma in the UK, revealing how hidden costs and interest rate changes have shifted the break-even point. Learn to assess if buying is truly the smarter financial choice for your situation.
rent vs buyuk housing marketbreak-even year
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