The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial advice.
Video: Pexels
All episodes
70 episodes · page 1 of 6 · newest first
LatestInterest-Only Mortgage Shortfall: Common Pitfalls and Strategic Solutions
This episode unpacks interest-only mortgage shortfalls, detailing common pitfalls and strategic solutions. Learn how to identify your shortfall, understand the risks of inaction, and explore practical steps like converting to repayment, overpaying, or using pension funds to address the debt.
Ep. 6917 minThe True Cost of Car Ownership UK: Hidden Costs, Common Mistakes, and Smarter Choices
This episode unpacks the true cost of car ownership in the UK, revealing hidden expenses beyond monthly payments. Learn about common financial mistakes, unexpected costs like depreciation and parking, and smarter choices like car-lite living and e-bikes to save thousands annually.
car ownership ukhidden car costscar finance
Ep. 6815 minCar Insurance Groups UK: How Your Group Impacts Premiums and What Drivers Often Overlook
This episode unpacks UK car insurance groups, explaining how they impact premiums and revealing often-overlooked factors like trim levels, ADAS, and EV costs. Learn practical steps to save money by understanding these groups before buying a car and managing your policy effectively.
car insurance groupsinsurance premiumsthatcham research
Ep. 6716 minAvoiding Landlord Pitfalls: Key Mistakes That Slash Rental Yields in the UK
This episode uncovers common landlord mistakes that quietly erode rental yields in the UK. Learn to distinguish gross from net yield, identify hidden costs, manage tenants effectively, and regularly review your portfolio to maximize profitability.
landlord mistakesrental yieldsproperty investment
Ep. 6622 minUK Winter Fuel Payment Eligibility Checker (Post-2024 Rules): Common Mistakes, Hidden Costs, and Better Choices
This episode explains the dramatic post-2024 changes to UK Winter Fuel Payment eligibility, now means-tested via Pension Credit. Learn about common mistakes, the hidden costs of not claiming linked benefits, and alternative support options for winter heating.
winter fuel paymentpension credituk benefits
Ep. 6517 minAirbnb vs Long-Let in the UK: Avoid These 5 Profitability Pitfalls in 2026
This episode unpacks why short-term lets are no longer the automatic choice over long-lets in the UK for 2026. Learn about the five critical profitability pitfalls, including new regulations, tax changes, and hidden operational costs, to help landlords make informed decisions.
airbnblong-letuk property
Ep. 6416 minNHS vs Private Therapy in the UK: Avoid Costly Mistakes with Our Wait Time and Cost Comparison
This episode compares NHS and private therapy in the UK, detailing costs, wait times, and hidden pitfalls. Learn how to navigate options, save money, and get timely mental health support by understanding both systems and hybrid approaches.
nhs therapyprivate therapyuk mental health
Ep. 6317 minHidden Car Ownership Costs UK: How Walkability and Free Transport Options Save You £££
This episode uncovers the true, often hidden, costs of car ownership in the UK, revealing how expenses like depreciation and finance interest can total £3,500-£5,000 annually. Listeners will learn how walkability and free transport options can significantly reduce these costs, offering practical steps to save thousands.
car ownership costshidden costsdepreciation
Ep. 6216 minAvoiding Hidden Fees: How to Choose the Cheapest Courier Service in the UK
This episode uncovers the hidden fees in UK courier services that can inflate your shipping costs by 20-40%. Learn how to calculate volumetric weight, understand surcharges like fuel and remote area fees, and get accurate quotes to save money on parcel delivery for personal use and small businesses.
courier serviceshidden feesshipping costs
Ep. 6116 minNavigating UK Rent Affordability: Key Mistakes Renters Make and How to Avoid Them
This episode explores navigating UK rent affordability, detailing common mistakes renters make and how to avoid them. Learn about the 30x rule, hidden costs like council tax and energy, proactive referencing, and comprehensive budgeting strategies to secure an affordable home.
uk rent affordabilityrental markettenant referencing
Ep. 6017 minUK Salary Reality Checker · Am I Underpaid? ASHE 2025: Common Mistakes, Hidden Costs, and Better Choices
Learn how to accurately check if you're underpaid in the UK using official ASHE data, avoiding common pitfalls like national averages. Discover how to factor in total compensation, hidden costs like fiscal drag, and strategic steps for pay negotiation and career progression.
uk salariessalary comparisonashe data
Ep. 5915 minDecoding the True Cost of UK Road Tax in 2026: What Every Driver Needs to Know About CO₂, ECS, and EV Charges
This episode decodes the UK Road Tax (VED) changes for 2026, explaining the three layers of taxation: CO2-based first-year rates, the standard annual charge, and the Expensive Car Supplement. Learn how these changes impact all drivers, especially EV owners, and discover practical tips to minimize your VED costs and avoid common pitfalls.
uk road taxved changes 2026electric vehicle tax
Ep. 5817 minCompany Car vs Cash Allowance in the UK: Hidden Tax Implications and Cost Pitfalls for 2026
This episode unpacks the complex decision between a company car and a cash allowance in the UK, highlighting hidden tax implications and cost pitfalls for 2026. Learn why old rules of thumb are outdated and how to make an informed financial choice.
company carcash allowanceuk tax implications