The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial advice.
Video: Pexels
All episodes
75 episodes · page 1 of 7 · newest first
LatestDoes Working Extra Hours on Universal Credit Actually Pay? The Hidden Costs Explained
This episode explains the hidden costs and complexities of working extra hours on Universal Credit. Learn how the 55% taper, benefit cliffs, and other factors can reduce your take-home pay, and discover strategies to make extra work truly pay off.
Ep. 7415 minPremium Bonds vs Savings Calculator UK 2026 (After Tax): Common Mistakes, Hidden Costs, and Better Choices
This episode compares Premium Bonds with other UK savings options, revealing common mistakes, hidden costs, and how to calculate your true after-tax returns. Learn why the advertised prize rate is misleading and discover better choices for your money.
premium bondssavings accountscash isas
Ep. 7318 minGym vs Home Workout: Uncovering the True Cost Over 5 Years
This episode compares the true 5-year costs of gym memberships versus home workouts, revealing hidden expenses like travel and fees. Learn how to calculate your actual fitness spending and choose the most cost-effective option based on your lifestyle and adherence.
gym vs home workoutcost comparison5-year cost
Ep. 7216 minAvoiding Common Pitfalls When Using the NI Gap State Pension Top-Up ROI Calculator
This episode unpacks common pitfalls when using the NI Gap State Pension Top-Up ROI Calculator. Learn how factors like tax, benefits, and your actual NI record can drastically alter your expected returns, and discover crucial steps to ensure your top-up investment pays off.
ni gap top-upstate pension roinational insurance record
Ep. 7114 minSchool Run Cost Splitter UK: Avoid Family Disputes with a Fair Expense Sharing Framework
This episode uncovers the hidden costs of the school run in the UK, far beyond just fuel, and explains how to use HMRC's mileage rate to create a fair expense-sharing framework. Learn to avoid family disputes by transparently calculating and splitting these often-overlooked costs.
school run costsexpense sharingfamily disputes
Ep. 7018 minInterest-Only Mortgage Shortfall: Common Pitfalls and Strategic Solutions
This episode unpacks interest-only mortgage shortfalls, detailing common pitfalls and strategic solutions. Learn how to identify your shortfall, understand the risks of inaction, and explore practical steps like converting to repayment, overpaying, or using pension funds to address the debt.
interest-only mortgagemortgage shortfallfinancial planning
Ep. 6917 minThe True Cost of Car Ownership UK: Hidden Costs, Common Mistakes, and Smarter Choices
This episode unpacks the true cost of car ownership in the UK, revealing hidden expenses beyond monthly payments. Learn about common financial mistakes, unexpected costs like depreciation and parking, and smarter choices like car-lite living and e-bikes to save thousands annually.
car ownership ukhidden car costscar finance
Ep. 6815 minCar Insurance Groups UK: How Your Group Impacts Premiums and What Drivers Often Overlook
This episode unpacks UK car insurance groups, explaining how they impact premiums and revealing often-overlooked factors like trim levels, ADAS, and EV costs. Learn practical steps to save money by understanding these groups before buying a car and managing your policy effectively.
car insurance groupsinsurance premiumsthatcham research
Ep. 6716 minAvoiding Landlord Pitfalls: Key Mistakes That Slash Rental Yields in the UK
This episode uncovers common landlord mistakes that quietly erode rental yields in the UK. Learn to distinguish gross from net yield, identify hidden costs, manage tenants effectively, and regularly review your portfolio to maximize profitability.
landlord mistakesrental yieldsproperty investment
Ep. 6622 minUK Winter Fuel Payment Eligibility Checker (Post-2024 Rules): Common Mistakes, Hidden Costs, and Better Choices
This episode explains the dramatic post-2024 changes to UK Winter Fuel Payment eligibility, now means-tested via Pension Credit. Learn about common mistakes, the hidden costs of not claiming linked benefits, and alternative support options for winter heating.
winter fuel paymentpension credituk benefits
Ep. 6517 minAirbnb vs Long-Let in the UK: Avoid These 5 Profitability Pitfalls in 2026
This episode unpacks why short-term lets are no longer the automatic choice over long-lets in the UK for 2026. Learn about the five critical profitability pitfalls, including new regulations, tax changes, and hidden operational costs, to help landlords make informed decisions.
airbnblong-letuk property
Ep. 6416 minNHS vs Private Therapy in the UK: Avoid Costly Mistakes with Our Wait Time and Cost Comparison
This episode compares NHS and private therapy in the UK, detailing costs, wait times, and hidden pitfalls. Learn how to navigate options, save money, and get timely mental health support by understanding both systems and hybrid approaches.
nhs therapyprivate therapyuk mental health
Ep. 6317 minHidden Car Ownership Costs UK: How Walkability and Free Transport Options Save You £££
This episode uncovers the true, often hidden, costs of car ownership in the UK, revealing how expenses like depreciation and finance interest can total £3,500-£5,000 annually. Listeners will learn how walkability and free transport options can significantly reduce these costs, offering practical steps to save thousands.
car ownership costshidden costsdepreciation