The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial advice.
Video: Pexels
All episodes
63 episodes · page 1 of 6 · newest first
LatestNHS vs Private Therapy in the UK: Avoid Costly Mistakes with Our Wait Time and Cost Comparison
This episode compares NHS and private therapy in the UK, detailing costs, wait times, and hidden pitfalls. Learn how to navigate options, save money, and get timely mental health support by understanding both systems and hybrid approaches.
Ep. 6217 minHidden Car Ownership Costs UK: How Walkability and Free Transport Options Save You £££
This episode uncovers the true, often hidden, costs of car ownership in the UK, revealing how expenses like depreciation and finance interest can total £3,500-£5,000 annually. Listeners will learn how walkability and free transport options can significantly reduce these costs, offering practical steps to save thousands.
car ownership costshidden costsdepreciation
Ep. 6116 minNavigating UK Rent Affordability: Key Mistakes Renters Make and How to Avoid Them
This episode explores navigating UK rent affordability, detailing common mistakes renters make and how to avoid them. Learn about the 30x rule, hidden costs like council tax and energy, proactive referencing, and comprehensive budgeting strategies to secure an affordable home.
uk rent affordabilityrental markettenant referencing
Ep. 6017 minUK Salary Reality Checker · Am I Underpaid? ASHE 2025: Common Mistakes, Hidden Costs, and Better Choices
Learn how to accurately check if you're underpaid in the UK using official ASHE data, avoiding common pitfalls like national averages. Discover how to factor in total compensation, hidden costs like fiscal drag, and strategic steps for pay negotiation and career progression.
uk salariessalary comparisonashe data
Ep. 5915 minDecoding the True Cost of UK Road Tax in 2026: What Every Driver Needs to Know About CO₂, ECS, and EV Charges
This episode decodes the UK Road Tax (VED) changes for 2026, explaining the three layers of taxation: CO2-based first-year rates, the standard annual charge, and the Expensive Car Supplement. Learn how these changes impact all drivers, especially EV owners, and discover practical tips to minimize your VED costs and avoid common pitfalls.
uk road taxved changes 2026electric vehicle tax
Ep. 5817 minCompany Car vs Cash Allowance in the UK: Hidden Tax Implications and Cost Pitfalls for 2026
This episode unpacks the complex decision between a company car and a cash allowance in the UK, highlighting hidden tax implications and cost pitfalls for 2026. Learn why old rules of thumb are outdated and how to make an informed financial choice.
company carcash allowanceuk tax implications
Ep. 5715 minAvoiding Hidden Costs When Buying a Home: How to Use the Home Running Cost Forecaster UK
This episode uncovers the hidden costs of buying a home beyond the asking price. Learn how the Home Running Cost Forecaster UK helps you compare properties and understand total ownership costs to avoid financial stress.
hidden home costshome running costsproperty affordability
Ep. 5618 minAvoid Costly Mistakes When Choosing Your UK House Survey Level: A Clear Decision Framework
This episode explains how to choose the correct UK house survey level to avoid expensive post-purchase repairs. Learn about RICS survey types, how property age and construction influence your choice, and practical tips for using survey findings to negotiate purchase prices.
uk house surveysrics survey levelsproperty buying mistakes
Ep. 5516 minBus vs Rail Commute in the UK: A Cost and Time Efficiency Breakdown
This episode breaks down the cost and time efficiency of bus vs. rail commutes in the UK. Learn how to calculate your true commute expenses, understand hidden costs, and identify significant savings by comparing different transport modes.
bus commuterail commuteuk transport
Ep. 5416 minAvoiding Common Debt Payoff Mistakes: How to Use Avalanche vs Snowball Strategies Effectively
This episode explores the Avalanche and Snowball debt payoff strategies, detailing their differences, when each is most effective, and common mistakes to avoid. Learn how to choose the best method for your situation and practical habits to get debt-free.
debt payoffavalanche strategysnowball strategy
Ep. 5319 minHow to Use the UK Pension Carry Forward Calculator to Maximise Your Retirement Contributions in 2026
This episode explains how to use the UK Pension Carry Forward Calculator to maximize retirement contributions for 2026/27. Learn how to utilize unused annual allowance from previous years, understand key rules like the MPAA and taper, and identify common pitfalls.
pension carry forwarduk pensionsretirement planning
Ep. 5217 minAvoiding Flood Risk Surprises: How to Use Postcode Data to Protect Your UK Property and Insurance Costs
This episode explores the surprising prevalence of flood risk in the UK, beyond just riversides. Learn how postcode data reveals your property's specific flood exposure, its impact on insurance costs, and practical steps to protect your home and finances.
flood riskuk propertyinsurance costs
Ep. 5116 minMaximising Rental Income: When Does the Rent-a-Room Scheme Really Pay Off?
This episode demystifies the UK's Rent-a-Room Scheme, explaining the £7,500 tax-free allowance and comparing two tax calculation methods. Learn about hidden costs like council tax and insurance, and get practical steps to maximize rental income from a spare room.
rent-a-room schemeuk tax relieflodger income