The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial guidance.
All episodes
142 episodes · page 3 of 12 · newest first
Ep. 11718 min
International Student UK Cost Planner: Year-One Hidden Costs and Smarter Choices
This episode uncovers the hidden costs for international students in the UK, revealing how official visa figures fall short. Learn about significant one-off expenses, unexpected monthly bills, and smart financial choices to avoid common pitfalls and manage your budget effectively during your first year.
international student costsuk visa financeshidden student expenses
Ep. 11617 minThe UK 60% Tax Trap: How to Keep More of Your Salary Between £100k and £125k
This episode explains the UK's 60% tax trap for earners between £100k and £125k. Learn how the personal allowance taper works and practical strategies like pension contributions and salary sacrifice to keep more of your salary.
uk tax system60% tax trappersonal allowance taperEp. 11517 min
The Real Living Wage Gap in the UK 2025/26: What You're Missing Each Year
This episode explains the critical difference between the UK's National Living Wage and Real Living Wage. Learn how to accurately calculate your personal wage gap, considering taxes, benefits, and hidden costs, and discover practical strategies for workers and employers to address it.
national living wagereal living wagewage gapEp. 11417 min
How to Appeal a UK Parking Fine Without Losing Your Discount
Learn how to appeal UK parking fines effectively without losing your early payment discount. This episode breaks down the differences between council and private tickets, essential evidence, common appeal grounds, and provides a step-by-step guide to navigate the process and save money.
uk parking finesparking ticket appealcouncil pcnEp. 11317 min
UK Family Activity Budget Planner: Days Out and Club Costs Without the Bill Shock
This episode reveals how UK families unknowingly overspend on days out and kids' clubs by £1,200-£2,800 annually. Learn practical strategies to identify hidden costs, leverage advance booking, pack smart, and utilize free resources to save hundreds without sacrificing family fun.
family activitiesbudgetingdays outEp. 11217 min
Scotland vs rUK Income Tax 2025/26: What the 6-Band System Means for Your Take-Home Pay
This episode unpacks Scotland's 6-band income tax system for 2025/26, comparing it to the rest of the UK. Learn how the divergence impacts take-home pay, especially for higher earners, and discover practical tax planning strategies like pension contributions and understanding your tax code to optimize your finances.
scottish income taxuk income taxtax bandsEp. 11114 min
UK Train Split Ticketing: How to Cut Rail Fares Without Falling Into the Traps
Learn how to save 20-50% on UK train fares using split ticketing. This episode explains what split ticketing is, why it works, and crucial traps to avoid, like the "must-stop" rule and hidden fees, ensuring you cut costs legally and effectively.
uk train faressplit ticketingsaving moneyEp. 11016 min
The Real Cost of the UK School Run: A Fair Family Splitter Guide
This episode uncovers the true financial burden of the UK school run, revealing hidden costs beyond just petrol. Learn how to calculate these expenses, understand their impact, and implement fair cost-splitting strategies for families and carpools to avoid financial resentment.
uk school run costshidden motoring costscar depreciationEp. 10919 min
UK Town Job Market Profiler: Reading ONS Labour Data Without Getting Burned in 2026
This episode explains how to use UK ONS labour market data to make informed decisions when moving towns or changing careers. Learn to avoid expensive mistakes by understanding local employment rates, sector concentration, and pay figures, and how to use tools like the UK Town Job Market Profiler effectively.
uk job marketons datalocal employment
Ep. 10817 minRedundancy Payout UK 2025/26: PILON, the £30k Rule and the Hidden Costs That Shrink Your Runway
This episode unpacks UK redundancy payouts for 2025/26, focusing on the £30k tax-free rule, PILON, and hidden costs. Learn how to accurately calculate your financial runway, avoid unexpected tax bills, and make smart financial decisions after redundancy.
redundancy payout ukpilon£30k tax-free rule
Ep. 10715 minUK Train Delay Repay Guide: Claim More with DR15 and DR30 Compensation
Learn how to claim UK train delay compensation, including the difference between DR15 and DR30 schemes. Discover common mistakes to avoid, how to claim for small delays, and what to do if your claim is rejected, potentially recovering hundreds of pounds annually.
uk train delaysdelay repay schemedr15 compensationEp. 10618 min
Northern Ireland vs Ireland Income Tax 2025/26: What It Really Means for Your Take-Home Pay
This episode compares 2025/26 income tax systems in Northern Ireland and the Republic of Ireland, revealing how differences in personal allowances, tax credits, and additional charges like USC and PRSI significantly impact take-home pay. Learn why a higher gross salary in one region might result in less disposable income due to tax structures and cost of living.
income tax comparisonnorthern ireland taxrepublic of ireland tax
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