Toolbox
Discover calculators, comparisons, and planners designed to help you save money and make smarter decisions.
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About the Toolbox
Fast, friendly tools to spot savings opportunities and make smarter decisions. Fresh tools ship monthly and stay up-to-date with the latest information.
What you get
- Interactive tools for analysis, comparisons, and personalized insights
- Works great on mobile, no account needed
- Privacy-first: your data stays on your device
- Constantly updated with latest information
How it works
- Pick a tool that matches your goal
- Enter a few details (usually takes 2–4 mins)
- Get instant, personalized results
- Download or save your analysis
Showing 16 of 67 tools
Family Activity Budget Scheduler
Plan and compare outcomes with Family Activity Budget Scheduler
Family Activity Budget Scheduler helps you test realistic UK scenarios with transparent assumptions and practical comparisons.
Best for: UK users making budget, cost, or planning decisions with scenario-based inputs
- ✓Scenario comparison
- ✓Transparent assumptions
- ✓Actionable outputs
Household Cashflow Reset Planner
Plan and compare outcomes with Household Cashflow Reset Planner
Household Cashflow Reset Planner helps you test realistic UK scenarios with transparent assumptions and practical comparisons.
Best for: UK users making budget, cost, or planning decisions with scenario-based inputs
- ✓Scenario comparison
- ✓Transparent assumptions
- ✓Actionable outputs
Debt Overpayment Priority Planner
Plan and compare outcomes with Debt Overpayment Priority Planner
Debt Overpayment Priority Planner helps you test realistic UK scenarios with transparent assumptions and practical comparisons.
Best for: UK users making budget, cost, or planning decisions with scenario-based inputs
- ✓Scenario comparison
- ✓Transparent assumptions
- ✓Actionable outputs
Broadband Reliability Checker
Plan and compare outcomes with Broadband Reliability Checker
Broadband Reliability Checker helps you test realistic UK scenarios with transparent assumptions and practical comparisons.
Best for: UK users making budget, cost, or planning decisions with scenario-based inputs
- ✓Scenario comparison
- ✓Transparent assumptions
- ✓Actionable outputs
Car Insurance Group Comparison Tool
Compare single, group, and multi-car policy cost outcomes
Estimate potential savings from group or multi-car insurance arrangements against single-policy baselines using practical household and regional assumptions.
Best for: Households with multiple drivers or vehicles assessing policy structure savings in the UK
- ✓Policy type comparison
- ✓Household-level savings view
- ✓Premium benchmark context
Childcare Return-to-Work Calculator
Estimate childcare costs and support eligibility when returning to work
Model childcare spending, likely government support impact, and return-to-work income trade-offs so parents can plan a more financially sustainable transition back to work.
Best for: UK parents comparing childcare options and net income outcomes when returning to work
- ✓Net income clarity
- ✓Support-aware estimates
- ✓Option comparison
EV Charging Cost & Route Optimiser
Plan EV charging routes around cost, speed, or lower carbon intensity
Compare charging strategies across home and public options using time-window assumptions for electricity price, journey needs, and battery targets so you can choose a more practical route plan.
Best for: EV drivers planning day-to-day charging or longer journeys across UK regions
- ✓Charging slot planning
- ✓Cost vs speed trade-offs
- ✓Battery target scheduling
Grocery Basket Smart
Find practical grocery swaps to reduce weekly shopping spend
Estimate potential grocery savings through category-level swap recommendations, seasonal availability cues, and household-aware spend assumptions to make everyday shopping decisions more cost-effective.
Best for: Households trying to cut grocery bills without heavily reducing quality or variety
- ✓Swap-based savings ideas
- ✓Category spend visibility
- ✓Household-aware estimates
Home Running Cost Forecaster
Estimate monthly home and commuting costs before you move
Forecast likely household running costs by combining local price assumptions, property-related costs, and commuting inputs so you can compare areas more confidently before relocating.
Best for: Renters and buyers comparing potential monthly living costs across UK locations
- ✓Location cost comparison
- ✓Monthly cost forecasting
- ✓Move planning support
Policy Excess Decision Assistant
Compare insurance excess options with clearer risk and cost trade-offs
Estimate likely annual cost across different excess levels by combining premium differences, claim likelihood assumptions, and potential out-of-pocket exposure so you can choose a more balanced excess level.
Best for: Households reviewing home or contents insurance renewal options in the UK
- ✓Excess option comparison
- ✓Risk-aware cost projection
- ✓Premium vs claim trade-offs
Property Energy Efficiency Planner
Plan practical upgrades to improve EPC performance and cut bills
Assess your current property efficiency profile and compare upgrade pathways by installation cost, annual savings, payback period, and carbon reduction. Use realistic assumptions to prioritize the highest-value improvements first.
Best for: Homeowners and landlords evaluating retrofit options to reduce energy costs and improve EPC outcomes
- ✓Upgrade prioritization
- ✓Payback clarity
- ✓Carbon impact view
Rent vs Buy Reality Calculator
Compare renting and buying with realistic UK cost assumptions
Model the true monthly and long-term cost difference between renting and buying in your area. Include deposit, fees, maintenance, insurance, inflation assumptions, and regional price context to support a clearer housing decision.
Best for: First-time buyers and renters deciding whether to buy now or continue renting
- ✓Monthly cost comparison
- ✓Upfront cost clarity
- ✓Inflation-aware planning
School Run Cost Splitter
Calculate and share school run costs fairly across households
Estimate total school run costs and allocate them fairly between participating households using distance, frequency, and vehicle assumptions. Compare split methods, view monthly and annual contributions, and build an actionable rotation plan.
Best for: Families sharing school drop-off and pickup duties who need transparent, fair cost allocation
- ✓Fair split calculations
- ✓Rotation visibility
- ✓Monthly and annual projections
School Cost Readiness Calculator
Estimate first-year, annual, and five-year school costs by region
Plan school spending with realistic UK cost assumptions for fees, uniforms, meals, wraparound care, and trips. Compare state and independent pathways, test scenarios, and build a clearer education budget before major decisions.
Best for: Parents and guardians preparing for near-term education costs and longer-term family budgeting
- ✓Regional cost context
- ✓State vs independent comparison
- ✓First-year vs multi-year view
Standing Charge Impact Calculator
Compare standing charge scenarios and annual cost impact by region
Estimate how electricity and gas standing charges affect your monthly and annual bills under different household scenarios. Review regional differences, test usage assumptions, and compare outcomes before switching tariff or supplier.
Best for: UK households evaluating tariff structures and fixed-cost pressure on their energy budget
- ✓Scenario comparison
- ✓Regional perspective
- ✓Transparent assumptions
Carpool Savings Calculator
Estimate fuel, cost-split, and CO₂ savings for shared trips
Compare solo driving with carpool options using route, vehicle, passenger count, and trip frequency assumptions.
Best for: Commuters, colleagues, and households planning shared transport
- ✓Clear results
- ✓Fast inputs
- ✓Actionable insights
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