The Cost Saver Podcast
Practical UK money-saving episodes on energy bills, broadband, transport, and household budgets — powered by official UK data, not clickbait. Short enough to listen on the school run, detailed enough to act on.
- Episodes released
- Every Weekday
- Typical episode length
- 10–20 min episodes
Asad and Angela are AI-generated co-hosts — openly disclosed, UK-focused, and always paired with a companion written article you can verify. For information only, not financial guidance.
Video: Pexels
Recommended Cost Saver Partner
Sponsored Partner AlertNeed a custom solution? Find top-rated developers on Fiverr and get 10% off your first order!
We may earn a commission on purchases at no extra cost to you. While we only partner with trusted platforms through reputable affiliate networks, all services and accounts are managed directly by the provider, who will handle any customer care or account needs.
All episodes
94 episodes · page 4 of 8 · newest first
Ep. 5717 min
Company Car vs Cash Allowance in the UK: Hidden Tax Implications and Cost Pitfalls for 2026
This episode unpacks the complex decision between a company car and a cash allowance in the UK, highlighting hidden tax implications and cost pitfalls for 2026. Learn why old rules of thumb are outdated and how to make an informed financial choice.
company carcash allowanceuk tax implicationsEp. 5615 min
UK Home Running Costs: Uncover £3,500+ in Hidden Maintenance
This episode uncovers the hidden costs of buying a home beyond the asking price. Learn how the Home Running Cost Forecaster UK helps you compare properties and understand total ownership costs to avoid financial stress.
hidden home costshome running costsproperty affordability
Ep. 5518 minAvoid Costly Mistakes When Choosing Your UK House Survey Level: A Clear Decision Framework
This episode explains how to choose the correct UK house survey level to avoid expensive post-purchase repairs. Learn about RICS survey types, how property age and construction influence your choice, and practical tips for using survey findings to negotiate purchase prices.
uk house surveysrics survey levelsproperty buying mistakesEp. 5416 min
Bus vs Rail Commute in the UK: A Cost and Time Efficiency Breakdown
This episode breaks down the cost and time efficiency of bus vs. rail commutes in the UK. Learn how to calculate your true commute expenses, understand hidden costs, and identify significant savings by comparing different transport modes.
bus commuterail commuteuk transportEp. 5316 min
Avoiding Common Debt Payoff Mistakes: How to Use Avalanche vs Snowball Strategies Effectively
This episode explores the Avalanche and Snowball debt payoff strategies, detailing their differences, when each is most effective, and common mistakes to avoid. Learn how to choose the best method for your situation and practical habits to get debt-free.
debt payoffavalanche strategysnowball strategy
Ep. 5219 minUK Pension Carry Forward: Don't Waste Your £60,000 HMRC Allowance
This episode explains how to use the UK Pension Carry Forward Calculator to maximize retirement contributions for 2026/27. Learn how to utilize unused annual allowance from previous years, understand key rules like the MPAA and taper, and identify common pitfalls.
pension carry forwarduk pensionsretirement planning
Ep. 5117 minAvoiding Flood Risk Surprises: How to Use Postcode Data to Protect Your UK Property and Insurance Costs
This episode explores the surprising prevalence of flood risk in the UK, beyond just riversides. Learn how postcode data reveals your property's specific flood exposure, its impact on insurance costs, and practical steps to protect your home and finances.
flood riskuk propertyinsurance costsEp. 5016 min
Maximising Rental Income: When Does the Rent-a-Room Scheme Really Pay Off?
This episode demystifies the UK's Rent-a-Room Scheme, explaining the £7,500 tax-free allowance and comparing two tax calculation methods. Learn about hidden costs like council tax and insurance, and get practical steps to maximize rental income from a spare room.
rent-a-room schemeuk tax relieflodger income
Ep. 4917 minAvoid Costly Probate Mistakes: A UK Checklist to Know When You Really Need Probate
This episode demystifies UK probate, explaining when it's truly necessary and when it's not. Learn how to identify common pitfalls and use a practical checklist to potentially save thousands in unnecessary legal fees and avoid costly mistakes.
uk probateestate administrationinheritance taxEp. 4817 min
How to Protect Your Home and Finances with UK River Level & Flood Alerts
This episode explains how to protect your home and finances from UK flooding. Learn about the three-tier alert system, how to conduct a home resilience audit, manage insurance with Flood Re, and proactive steps to mitigate flood damage and costs.
uk floodingflood riskflood alertsEp. 4717 min
Child Benefit Taper £60k-£80k: Don't Lose Your HMRC Entitlement
This episode explains the UK Child Benefit tapering rules, especially for incomes between £60k and £80k. Learn how to calculate Adjusted Net Income, use pension contributions and Gift Aid to maximize your entitlement, and why claiming Child Benefit is crucial even if you opt out of payments.
child benefithicbcadjusted net incomeEp. 4617 min
UK Parcel Delivery Hidden Costs: How to Avoid Paying £10+ More Than Expected
This episode uncovers the hidden costs in UK parcel delivery, from volumetric weight to customs fees. Learn practical tips to identify and avoid unexpected surcharges, understand common fees, and discover how to dispute charges effectively, saving you money on every shipment.
parcel deliveryhidden costsshipping surcharges
Recommended Cost Saver Partner
Sponsored Partner AlertNeed a custom solution? Find top-rated developers on Fiverr and get 10% off your first order!
We may earn a commission on purchases at no extra cost to you. While we only partner with trusted platforms through reputable affiliate networks, all services and accounts are managed directly by the provider, who will handle any customer care or account needs.